Chicago Creditors’ & Debtors’ Rights Attorneys
Welcome to Business Law Group, where we are committed to providing quality legal services to businesses and individuals with creditor/debtor disputes in the greater Chicago area. Whether a business needs help collecting outstanding debts or a person wants protection from an aggressive collection agency, our professionals are ready and able to protect client’s financial interests.
We understand the difficulties of working through these disputes and the huge, profound impact they can have on your business or your personal finances. As “The Chicago Business Lawyers®, we have experience and strategic insight to bring to every case, ensuring that your rights are upheld and your goals achieved. We invite you to call 224-353-6498 to speak with one of our creditor or debtor rights attorneys for a free consultation, where you can discuss your case with them.
About Us
Business Law Group is a company established by Ryan Van Osdol. His experienced legal practice comes with a strong business and civil litigation background. Identification of Mr. Van Osdol as a Rising Star by Illinois Super Lawyers in both 2012-2020 testifies that he is committed to offering highly efficient legal representation to businesses and individuals alike. Our law firm takes pride in the understanding that each client is entitled to tailored legal solutions to address the particular needs of every individual. Be it complex debt recovery matters or protection from litigation, we seek to provide cost-effective legal services that protect financial interests and achieve solutions to disputes quickly and efficiently.
Our Approach
At Business Law Group, we take a proactive and strategic dispute resolution approach with regard to creditor-debtor disputes. These can be extremely sensitive and emotionally charged issues, mainly if there are considerable financial stakes at play. Our firm’s attorneys work very closely with every client to understand what makes every case different—whether it is the nature of a debt or even the methods for its collection or defense. We will work hard to come up with a personalized strategy that suits your business or personal goals but ensures it does not violate any Illinois state law or federal regulation. Through our General Counsel Package, clients get continuous legal support at a flat monthly fee, thus bringing peace of mind in treading through the complexities of creditor-debtor relationships without the uncertainty of fluctuating costs.
Creditors’ & Debtors’ Rights Legal Services
Business Law Group, offers wide-ranging legal services to protect the legal rights of creditors and debtors, at the same time ensuring that each case involving financial disputes resolves with all the parties being treated fairly under the law. Whether you are attempting to collect a debt or searching for a defense to collection action, we have the know-how and talent to zealously advocate your position while assuring that your actions are appropriate under Illinois statutes and federal regulations.
Representation of Creditors’ Rights
For creditors, collecting unpaid debts can be an arduous and, at times, extremely aggravating ordeal when debtors elect not to respond or actively resist payment. Our firm, Business Law Group, represents creditors in their recovery of outstanding debts through demand letters, negotiations, or litigation. From the pursuit of payment to enforcement of judgments in cases concerning debt recovery, our firm will take charge of all proceedings. Our system is designed to be in full compliance with both the Illinois Collection Agency Act, 225 ILCS 425/, and the Illinois Uniform Commercial Code, 810 ILCS 5/, in order to both protect your business from potential legal risk and ensure the maximum possible chance of recovery.
Representation of Debtors’ Rights
On the other side of the equation, many debtors face aggressive collection practices that can create undue stress and financial strain. At Business Law Group, we are committed to the protection of the rights of debtors against unlawful collection activities and unfair practices in collection efforts. We represent individuals and businesses that are being sued by creditors, providing legal strategies that range from debt restructuring to settlement negotiations and, if need be, seeking bankruptcy protection. Our lawyers ensure that your rights under the Fair Debt Collection Practices Act (FDCPA) and all other laws are fully protected, and we will work relentlessly to help you resolve your financial issues in the best possible manner.
Debt Recovery Litigation
Where it is absolutely impossible to reach an amicable agreement through negotiation, there is a need for litigation. At Business Law Group, we offer aggressive litigation services for creditors seeking to pursue their rights in the courtroom. We work on securing judgments on behalf of our creditor clients and will further take action to enforce such judgments through wage garnishment, liens, property seizures, or otherwise. We have spent years navigating the Illinois court system and are well-equipped to assert your business’s interests at every phase of litigation. Our goal is to ensure that you recover what you’re owed with the least possible disruption to your business.
Defense Of Collection Actions
For debtors faced with a lawsuit for collection, a vigorous defense often makes all the difference between significantly reducing or avoiding liability altogether. At Business Law Group, we represent debtors in defending against lawsuits brought by creditors. We will investigate the validity of this debt, find flaws in the collection, and, whenever possible, question the methods of collection used. Our attorneys strive to ensure our clients experience the least possible amount of financial pain. We negotiate good settlements to dismiss claims where possible. We at all times believe that every debtor deserves legal protection by seeking fair results in all debtor’s cases that shall consider their financial capacity.
Representation In Bankruptcy
Bankruptcy offers debtors relief from oppressive financial obligations, but it also makes the process of recovery from debt very challenging. Business Law Group provides complete bankruptcy representation for creditors and debtors. We represent creditors by filing claims, objecting to discharges, and working to protect your rights in bankruptcy proceedings. In the case of debtors, we will help determine whether filing for bankruptcy under Chapter 7, 11 or 13 is the right way to go and help in the process of obtaining bankruptcy protection. Our goal at the law firm will be to guide you through bankruptcy law in a manner that most protects your financial future, whether seeking relief from debts or attempting to recover them.
Post-Judgment Enforcement For Creditors
Getting a judgment often does not end debt recovery; it is just the beginning. Judgment enforcement requires further litigation and is often very problematic, especially if the debtor chooses not to comply. Business Law Group, provides full post-judgment enforcement services on wage garnishments, liens, and other enforcing mechanisms for creditors. We shall enforce all actions in the light of the laws of Illinois, taking a strategic approach toward securing recoveries due to you.
Debt Negotiation And Settlements
Not all debt disputes have to end in court. At Business Law Group, we believe that the most efficient and cost-effective solutions come from negotiating settlements between creditors and debtors. Be it the creditor seeking to recover as much of the debt as possible or the debtor who wants to minimize his financial burden, we work out mutually satisfying agreements. Our negotiation strategies are aimed at reducing litigation costs while getting the best possible results for you, thus enabling you to get faster resolution to your debt matters.
Regulatory Compliance
Any collection of debt or repayment by a creditor or debtor must be done in accordance with state and federal law. At Business Law Group, we ensure that the collection of debts is in complete accordance with the FDCPA, the Illinois Collection Agency Act, and all other applicable legislation. We help our clients bypass the regulatory environment, thereby avoiding legal risks while efficiently collecting debts or defending claims. We will ensure that our commitment to regulatory compliance safeguards your interests throughout the process of debt collection.
Contact Our Chicago Creditors’ & Debtors’ Rights Attorneys
Business Law Group, believes in protecting the rights of both creditors and debtors, ensuring the best possible results in financial disputes. Whether you are trying to collect a debt or defending an action on a collection matter, our veteran lawyers offer legal support and strategic direction for financial interest protection. Contact our Chicago creditors’ & debtors’ attorneys at Business Law Group by calling 224-353-6498 to receive your free consultation. Allow our efficient legal representation to guide you through all matters connected with creditor and debtor rights and achieve results.
